Get deal-ready before they ask.
Practical tools to check your business the way an investor, strategic partner, funder or bigger client will. Find the gaps, fix them early, and walk into the conversation with your answers and documents ready.
Readiness Checklist & Score
Click an item to move it from Not started to In progress to Ready. Your score updates as you go, weighted toward the items reviewers care about most for the audience you picked. Progress is saved in this browser.
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Financial Health Snapshot
Enter a few numbers to see what a reviewer will notice first. Nothing is sent anywhere; it all stays in your browser.
Fill in any of the fields to see your snapshot.
Target Fit Scorer
Score an investor, funder, strategic partner or bigger client on five questions (0–20 each) to get a 100-point fit score and a ranked shortlist, so you know who to approach first. Investors and funders use the P.I.T.C.H. questions; partners and clients use the P.U.R.E.S. questions.
Ranked shortlist
No targets yet. Score one and add it.
Tough-Question Prep
The questions each audience tends to ask, and what to have ready for each. Open a question to see what to prepare.
Why now, and what will this capital change?
Have ready: Use-of-funds plan with milestones and the specific metrics the money should move.
Who are your best customers, and why do they stay?
Have ready: Retention data, case studies and two or three references who will take the call.
How big is the market, and how do you win?
Have ready: Market sizing with sources, a competitor map and your go-to-market plan.
What are the biggest risks?
Have ready: An honest risk list: customer concentration, key-person dependence, regulation, and your plan for each.
Who owns what?
Have ready: Clean cap table, IP assignments and option pool details.
What does each side bring, and what does each get?
Have ready: A one-page partnership thesis: joint value, responsibilities and how success is measured.
How will you handle shared customers, data and IP?
Have ready: Draft data and IP terms, plus your security practices.
Can you deliver at the scale we need?
Have ready: Capacity plan, service levels and references from comparable work.
What happens if it doesn’t work out?
Have ready: Proposed termination, exclusivity and non-compete boundaries.
Who is accountable on your side?
Have ready: A named executive owner and a proposed review cadence.
How will you repay the loan or deliver the grant outcomes?
Have ready: Cash-flow forecast, debt-service coverage and grant milestones with dates.
What do you already owe, and to whom?
Have ready: Debt schedule, liens and covenants in one place.
How reliable is your revenue?
Have ready: Receivables aging, customer concentration and contract terms.
What happens in a downside?
Have ready: A simple downside scenario and the actions you would take.
Are your books and filings current?
Have ready: Statements, tax filings and a clean reconciliation to the bank.
Can you handle our volume without quality dropping?
Have ready: Capacity plan, staffing and service-level commitments.
Are you insured and compliant?
Have ready: Certificate of insurance, licenses and compliance documents.
How do you protect our data?
Have ready: Security policy, any certifications you hold or are pursuing, and an incident-response plan.
Who else relies on you?
Have ready: References and case studies from similar-sized customers.
Can you get through our vendor onboarding?
Have ready: An onboarding packet: tax form, banking details, insurance certificate and references.
Data Room Index
A folder-by-folder index built from your checklist, ready to use as the table of contents for a shared data room. It follows the audience you picked and shows each item’s status.
DATA ROOM INDEX Prepared for: Everything Generated: 2026-10-14 Status key: [x] Ready [~] In progress [ ] Not started 01 - Corporate & Legal [ ] 1.1 Formation documents and governing agreements (articles, bylaws or operating agreement) are current and signed [ ] 1.2 Cap table is accurate: owners, options, convertible notes and any side agreements [ ] 1.3 Good-standing certificate, required licenses and permits are in force [ ] 1.4 Material contracts reviewed for change-of-control, exclusivity and termination terms [ ] 1.5 Any litigation, claims or disputes are listed with status and exposure [ ] 1.6 IP ownership is documented: trademarks, patents, and assignments from founders and contractors 02 - Financials [ ] 2.1 Financial statements (P&L, balance sheet, cash flow) for the last 2–3 years or since inception [ ] 2.2 Monthly management accounts for the last 12–24 months, reconciled to the bank [ ] 2.3 Tax filings are current and there are no unresolved liabilities [ ] 2.4 12–36 month projection with every key assumption written down [ ] 2.5 Debt schedule with lenders, balances, rates, liens and covenants [ ] 2.6 Accounts receivable and payable aging, plus a working-capital summary 03 - Customers & Revenue [ ] 3.1 Revenue by customer and a concentration analysis [ ] 3.2 Customer contracts with renewal dates and terms [ ] 3.3 Retention, churn and repeat-business data [ ] 3.4 Pipeline listed by stage with realistic probabilities [ ] 3.5 Three or more customer references, case studies or testimonials you can share [ ] 3.6 Pricing and margin by product or service line 04 - Team [ ] 4.1 Org chart with key roles and who covers each critical function [ ] 4.2 Employment and contractor agreements with IP assignment signed [ ] 4.3 Equity or incentive plan documents, if any [ ] 4.4 Leadership bios and track record, with relevant results 05 - Product & Operations [ ] 5.1 Clear description of your offering, roadmap and what makes it different [ ] 5.2 Documented delivery processes, service levels and capacity [ ] 5.3 Key suppliers and vendors, and a note on dependency risk [ ] 5.4 Technology stack overview and data-security practices 06 - Market & Strategy [ ] 6.1 Market size and target segments with sources cited [ ] 6.2 Competitive landscape and how you position against it [ ] 6.3 Go-to-market plan and your sales process [ ] 6.4 Use of funds or partnership objectives stated plainly, with milestones 07 - Risk & Compliance [ ] 7.1 Insurance in place (general liability, professional, cyber as relevant) with certificates ready [ ] 7.2 Written privacy and security policies, and any certifications you hold or are pursuing [ ] 7.3 Industry and regulatory compliance documentation [ ] 7.4 Business continuity and contingency plan [ ] 7.5 Related-party transactions and conflicts of interest disclosed [ ] 7.6 Vendor onboarding packet ready: tax form, certificate of insurance, banking details, references
Go Further With Higgins
Automated Due Diligence
Higgins runs the checks an investor, partner, funder or bigger client will run, flags the gaps, and lines up the documents they will ask for, before they ask.
Enterprise Secure Data Rooms
One secure, organized place to share diligence materials, with you in control of who sees what.
Collateral Asset Optimization
Find and organize the assets you can put to work, such as receivables, equipment, contracts and IP, so your funding request is backed by what you already own.
CAP Table Design and Optimization
Model ownership and dilution across funding scenarios and design a clean, investor-ready cap table before you raise.
Up-to-Date Funding Sources, from Grants to Institutional VC
Funding sources matched to your stage, from grants and non-dilutive programs to institutional venture capital, then scored with P.I.T.C.H. so you approach the best fit first.